The Lifetime Sequence of Returns – A Retirement Planning Conundrum [Research]
Individual investors are extremely vulnerable to the sequence of market returns experienced over their investing lifetimes.”
The True Impact of Immediate Annuities on Retirement Sustainability [Research]
“Essentially, the SPIA reduces the probability of portfolio depletion, provides some income even when the portfolio is depleted, and eventually may allow for a larger pool of financial assets to be left as a bequest.”
