Retirement Plans for Families and Estates

We focus on maximizing retirement income for business owners and families by cutting market risk and taxes.

We help shield retirement funds from the three significant dilemmas caused by 401(k)s and IRAs:

Dying Too Soon vs. Living Too Long
Savings Growth vs. Savings Security
Your Retirement Income vs. Your Hidden Business Partner (taxes)

Our strategies can potentially save YOU hundreds of thousands of dollars in lifetime tax liabilities, enabling you to use those savings to generate significantly more income in retirement. We do this while reducing the overall risk to your retirement funds.

Our plans strive to provide:

Tax-free income in retirement
Tax-free growth immune from stock market risk
Reduce or eliminate Social Security tax
No contribution limits
Life insurance protection that provides a tax-free death benefit for heirs
Access to part of the death benefit while you are living for help with financial burdens such as long-term care

As an independent advisor, we have access to various insurance and annuity companies and are partnered with a leading actuarial firm. This allows us build a solution to fit each client’s specific, diverse needs. We’ll evaluate the tax burden building in your current retirement approach and provide options for addressing that tax burden and increasing your income in retirement.

Retirement Plans for Families and Estates

609-512-1655

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