Capture Tax-Free Growth with Indexed Universal Life Insurance
Indexed Universal Life (IUL) insurance enables you to earn interest based on gains of a stock index, but you are not invested in the actual stocks that makes up the index. This provides upside potential with downside protection.
IUL cash values are not invested directly in the market, instead the value mirrors the upside of a stock index. So index gains are locked in, and index losses are avoided.
Forbes explains how Jim Harbaugh, the famous University of Michigan head football coach negotiated to be the highest-paid college football coach by using an IUL.
IULs are more flexible than IRAs or 401(k)s for funding your retirement, and annual contributions are unlimited in most cases. Adding one to your portfolio provides a major “ahhhh” when you realize market risk no longer affects your future.